It is not uncommon for an insurance company to approach the injury victim as soon as possible after the event to “assess the situation” and “potentially close the case.” Perhaps an offer of settlement will be made, perhaps not. Perhaps an offer will be made which is fair, under the circumstances, perhaps not. It is always in the best interest of the insurance company to close a case fast. It is not, however, in your best interest.
The insurance loss adjuster will seem very friendly and concerned. They will ask many questions, some of which will seem very irrelevant to the situation. Being in your current position, it may seem logical to answer all of these questions without hesitation. Then they will decide on your case and try to push for a quick close. This is dangerous for the injury victim. These loss adjusters are known for showing up in the emergency room to talk to the injury victim. How can you even know what injuries you have sustained, how they are going to impact your life, or how long it will take to make a recovery?
Even if they wait a little while after the initial event, they may attempt to make you feel obligated to close the case, and in some cases, refuse treatments and return to work. You should never issue any statement to the insurance company until you have spoken with a personal injury lawyer.
A Personal Injury Attorney Will Protect Your Right To Seek Fair Compensation
Hiring a personal injury lawyer to represent your interests when you have been injured is the best way to protect your rights to receive full and fair compensation for your injuries or property loss. Your attorney understands all of the laws and clauses of the insurance policy covering the event and they will seek complete compensation on your behalf. Personal Injury Lawyers in New Bern North Carolina – Protect your rights for full and fair financial compensation.
These forms of compensation may include one or more of the following:
• Lost Wages and Benefits. All lost wages since the event will be included in your compensation. This will include your regular wages and benefits that your employer provides such as contributions to your retirement plan, health insurance premiums or profit-sharing.
• Future Earning Capacity. If your injury prevents you from returning to work or forces you to seek training in another less-paying position, your lawyer will seek compensation for your losses.
• Medical Care. This will include all medical care costs since the accident and any future medical care treatment that you may require for your injury. This includes long-term care.
• Cost of Services. If you have had to hire people or services to complete tasks that you usually complete on your own, such as cutting the lawn, cleaning the home, or caring for the children or elderly loved one, your attorney will request compensation for these costs.
• Pain and Suffering. This is non-economic damage that the attorney will seek on your behalf based on the information in your case. Using medical records and personal testimonies on how this injury has an impact on your life will allow the attorney to come to a figure that is both fair and complete.
Your attorney may also have additional forms of compensation that you are entitled to under the law based on the information of your case. All injury cases are unique and different forms of compensation may apply.
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