Workplace injuries can happen anywhere, but employees of small businesses often face unique challenges when trying to secure workers’ compensation. For residents of New Bern, NC, understanding your rights and knowing how to navigate the workers’ compensation process is crucial if you’ve been injured on the job. In this article, our workers’ compensation attorney explores some of the common challenges faced by employees of small businesses and how to overcome them to ensure you receive the benefits you deserve.
Understanding Workers’ Compensation in Small Businesses
Workers’ compensation is a no-fault insurance system designed to provide benefits to employees who are injured on the job. In North Carolina, most businesses with three or more employees are required to carry workers’ compensation insurance, including small businesses in New Bern. However, navigating this process can be complicated, particularly for employees of smaller companies that may not have dedicated HR teams or well-established procedures for handling workplace injuries.
Challenges Faced by Small Business Employees
One of the primary challenges faced by employees of small businesses is a lack of knowledge and support. Unlike larger corporations with dedicated staff to assist with workers’ compensation claims, small businesses may not have the resources to properly guide employees through the process. This can lead to delays, miscommunication, and even denied claims.
Another challenge is the potential reluctance of small business owners to file a workers’ compensation claim. Employers may be concerned about increased insurance premiums or the financial impact of a claim, which can result in them discouraging employees from filing or downplaying the severity of the injury. It’s important for employees to understand that they have a right to file a claim without fear of retaliation.
Steps to Take if You Are Injured at Work
If you are injured while working for a small business in New Bern, NC, it is essential to take the following steps to protect your rights and ensure you receive the compensation you deserve:
- Report the Injury: Notify your employer of the injury as soon as possible. North Carolina law requires that workplace injuries be reported within 30 days, but the sooner you report, the better.
- Seek Medical Attention: Obtain medical treatment for your injury. Make sure to inform the healthcare provider that the injury is work-related so that it is properly documented.
- File a Workers’ Compensation Claim: File a claim with the North Carolina Industrial Commission. Your employer should provide you with the necessary forms, but if they do not, you can find them on the North Carolina Industrial Commission website.
- Consult an Attorney: If you encounter any resistance from your employer or have questions about the process, consult an experienced workers’ compensation attorney. An attorney can help you navigate the process, ensure that your rights are protected, and represent you in case of disputes.
How Kellum Law Firm Can Help
At Kellum Law Firm, we understand the challenges faced by employees of small businesses in New Bern, NC. Our experienced workers’ compensation attorneys are here to help you navigate the complexities of filing a claim and ensure that you receive the benefits you are entitled to. We can assist you with everything from filing the initial claim to representing you in hearings before the North Carolina Industrial Commission.
Don’t let the challenges of working for a small business prevent you from getting the compensation you deserve. Our team is committed to providing personalized support and guidance every step of the way.
Contact Kellum Law Firm in New Bern Today
If you’ve been injured at work and need assistance with your workers’ compensation claim, contact Kellum Law Firm today. We have been serving North Carolina for over 50 years, helping injured workers receive the benefits they need to recover and move forward with their lives.
Contact us today to schedule a consultation and learn more about how we can assist you in your workers’ compensation claim.
Phone: 1-800-ACCIDENT
